Health care insurance for retired employees.

Employer-sponsored health insurance for retired Americans.

State health insurance market reforms and access to insurance for high-risk employees.

A specific focus for state regulations of the small group insurance market was to increase offers and stabilize premiums for firms with high-risk workers. We examine the effect of reforms implemented from 1993 through 1996 on the likelihood of employer sponsored insurance coverage. We find that packages of reforms that included both guaranteed issue of some products and some form of rate varian...

Policy Options for Health Insurance and Long-term Care Insurance

Health care under French national health insurance.

Several elements of the French health system--the predominance of office-based medical practice, the mix of private and public hospitals, the use of patient cost sharing, direct payment of physicians by patients, and financing derived from payroll taxes--closely resemble aspects of the U.S. health system. There are four major differences between the two systems: the French system covers more th...

Self-reported utilization of preventive health services by retired employees age 65 and older.

OBJECTIVES Increased utilization of preventive services among the aging has been associated with improved health status and decreased medical costs. We sought to examine the use of the Health Risk Appraisal (HRA) in benchmarking compliance and characterizing those retired employees who met preventive service guidelines. DESIGN A retrospective cohort study of retired employees age 65 and older...